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Attention Employers: Take Advantage of the Special Enrollment Period

The clock is ticking for employers to take advantage of the annual Special Enrollment Period (SEP), a unique opportunity to offer group health insurance with fewer requirements. Here’s what you need to know to make the most of this limited-time window: What is the SEP? The Special Enrollment Period is a once-a-year opportunity for employers … Read more

MIS: Emerging Risks in the Construction Industry and How to Insure Against Them

If you’re in the construction business, you understand that there are many hazards that arise. Fortunately, insurance can help you protect your business against financial losses in the case of covered events. Don’t let one accident or misstep put your business at risk. Instead, learn about the types of insurance coverage that can defend your … Read more

The Importance of Business Interruption Insurance in Times of Crisis

With business interruption insurance, your company can survive uncertain times without falling behind on bills or losing employees. If you already have commercial insurance, we highly recommend beefing it up with BI insurance. At Grand Mutual Insurance Services, we can provide all your commercial insurance needs, tailoring your coverage to perils in your industry and … Read more

Protecting Your Business: The Importance of Commercial Earthquake Insurance in Southern California

Southern California, known for its picturesque landscapes and vibrant cities, also sits atop some of the most active seismic fault lines in the United States. The region’s susceptibility to earthquakes makes it crucial for business owners to consider the implications of seismic activity on their operations. Commercial earthquake insurance is not just a precaution—it’s a … Read more

The Role of Liability Insurance in Business Continuity

Liability insurance plays a crucial role in business continuity, which measures your company’s ability to function regardless of disruption. Having comprehensive liability coverage protects your business in the event of a lawsuit or claim that might otherwise leave you in dire straits. Essentially, liability insurance makes it easier to quickly resume service delivery. At Grand … Read more

What is the Difference Between Medical, Disability, and Long-Term Care Insurance?

Toddler at a Check-Up

Navigating the world of insurance can be challenging, but understanding the distinct purposes and coverages of various types of insurance is essential. Here, we’ll explore the differences between medical insurance, disability insurance (DI), and long-term care insurance (LTCI). Medical Insurance Coverage: Medical insurance covers expenses related to healthcare services such as doctor’s visits, hospital stays, … Read more

Understanding Commercial Property Insurance: Protecting Your Business Assets

Commercial property insurance safeguards your business against potential losses. It covers all types of commercial properties, including manufacturing facilities, retail spaces, office buildings, and other property types. You can bundle it with other types of insurance to save money and ensure that you’re covered in the case of theft, fire, and natural disasters. Grand Mutual … Read more

Professional Liability in the Digital Age 

As the digital age has progressed, it has changed the way technology professionals work. IT consultants and remote professionals have a lot of freedom when it comes to working remotely. However, they also face unique challenges. It’s important to know what best practices will mitigate risk for your technology platform or company.  Grand Mutual Insurance … Read more

Emerging Risks in Business Insurance

Organizations are constantly challenged by new risks in the business environment. Everything from climate change to geopolitical changes often has far-reaching consequences for their day-to-day operations. It’s more important than ever for company leaders to understand the impacts of these risks when it comes to insurance coverage. Businesses must also establish a robust risk management … Read more

Maximizing Cyber Insurance – A Comprehensive Approach to Business Protection

Sure, cyber insurance can protect your company from data breaches. However, whether you’re operating a small clinic or a global conglomerate, you should demand much more of your insurance to better protect your business against digital hackers and thieves. At Grand Mutual Insurance Services in Woodland Hills, CA, we offer comprehensive cyber insurance that handles … Read more

Gifting Whole Life Insurance to Children and Grandchildren

Multiple generations in a family

In the journey of securing the financial future of our children and grandchildren, one enduring gift stands out — Whole Life insurance. More than just a policy, it’s a cornerstone for generational wealth, offering stability, flexibility, and a legacy that transcends lifetimes. At GMIS, we understand the significance of this gift and how it can … Read more

Demystifying General Liability Insurance for Contractors

Contractors, construction companies, debris removal services, and freelancers who work in the construction industry need general liability insurance to protect themselves from liability in the event of an accident or mishap. Most states require contractors to carry this form of insurance. Moreover, many potential customers won’t hire contractors that don’t carry this policy, especially for … Read more