While earthquakes in California aren’t as common as floods and fires, the state is particularly vulnerable. Three out of the five most deadly disasters in the Golden State since 1950 have been earthquakes, and it is only a matter of time before “the big one” hits. While there isn’t anything a business owner in the … Read more
As a property owner, it is important to understand how changes in the construction industry can affect the cost of your property insurance. In recent years, the cost of construction materials and labor has been on the rise, and this trend is having a significant impact on property insurance premiums. Construction costs have increased for … Read more
Commercial insurance rates have been steadily rising for the last year and there is no sign they will fall in the near future. Following is an overview to help individuals and business professionals better understand the reasons why rates are going up in order to empower policyholders to make smart business and personal decisions. Multiple … Read more
Builder’s risk insurance is a must-have policy for anyone involved in the construction industry. This includes not only construction companies, architects, contractors, and subcontractors but also investors and property owners who are hiring a company to construct a building on a vacant lot.
Many self-employed entrepreneurs don’t think much about insurance, especially if they don’t have a company office, car, or employees. However, e-commerce insurance is not something that is merely “nice to have” but rather a necessity that can directly impact sales and growth. In fact, many leading online retailers such as Amazon, eBay, and Walmart require … Read more
Grand Mutual Insurance Services (GMIS) offers a range of commercial insurance policies to ensure that each business has the coverage it needs to operate successfully and protect itself from liability. One unique yet vital form of coverage, provided as needed to clients in select industries, is the insurance bond. This form of insurance, unlike other policies, doesn’t benefit the policyholder; rather, it covers a third party in the event the policyholder is unable to fulfill its obligations.
Insurance is a must for any successful realtor. Coverage from commercial car insurance, personal liability insurance, professional liability insurance, and property insurance protects realtors from multiple forms of damage that would otherwise take a devastating toll on a business. So let’s look at 3 major reasons every realtor should consider cyber liability insurance.
Global insurance premium growth is set to grow by 3.3% this year and an additional 3.1% next year. So let’s look at the pressing question of how to keep business insurance costs low as inflation rises.
businesses need to make big changes in order to weather the storm. Knowing how to navigate labor shortages as a small business will prove crucial in staying afloat.
With rents and housing prices on the rise you may have realized that your spare room or back house is going to be a great source of additional income. Or perhaps you have an investment property with a long-term tenant who is covering your mortgage – or even generating cash flow. No matter where your extra square footage is located, you are going to want a Landlord Policy that protects you.
Side Hustle or Small Business: You Need eCommerce Insurance Just about everyone is looking for ways to increase or supplement their income. For many individuals, selling products online seems like the perfect way to do so. You might be a small business, a stay at home mom, or an expert in side hustling, with products … Read more
A group health plan is an insurance plan that provides coverage to a group of employees who are employed by the same organization. According to Investopedia, group health coverage works as follows: The organization purchases the plan and offers its employees the option of obtaining coverage through it. Note that most plans are only valid if … Read more
