As the name implies, umbrella excess liability insurance covers anything that a regular policy or set of policies doesn’t cover. It’s fast become a necessity in many cities and industries and can play a vital role in protecting investments, business assets, and more. Umbrella excess liability insurance does not replace general liability insurance, home insurance, … Read more
For many individuals and families who rent homes and apartments, renter’s insurance is not a primary concern — but it should be. But do all renters need renters insurance?
rimary concern — but it should be. But do all renters need renters insurance?
For many new parents, it’s also the first time they’ve had to consider the real ramifications of some of life’s most important questions. Most notably, you’re forced to consider what would happen to your children in the event of your passing. It might not be the first thing on your mind, but the importance of life insurance as a new parent
whether you are going to need a bigger TV in your new digs (when has the answer to that ever been no?!), and you’re fantasizing about that Facebook post you’re going to make, complete with perfectly posed picture next to the SOLD sign when the big day arrives. But have you thought about how your life insurance needs are going to change once you have the delight/burden of a brand-new mortgage?
If you have purchased all your policies separately, you are missing out on the many benefits of bundling – which you should be doing with one agent When you bundle your insurance policies with one agent, you can save time & money and decrease stress.
The California FAIR Plan — Yes, all California Homeowners do Have an Option for Fire and Peril Insurance A visit to California’s Department of Forestry and Fire Protection website reveals a grim yet unsurprising statistic: over 8,700 wildfires have consumed more than 4.1 million acres this year alone. These blazes have resulted in more than … Read more
If you are wondering why you’d need cyber insurance, imagine this. You collect your mail one morning, only to find a letter from a lender requesting payment. However, you’ve never applied for a loan from this company. So, it has to be a mistake, right? You call the company to find out what’s going on. … Read more
Whether your home is worth $250,000 or over a million dollars, it’s arguably your most valuable possession. That’s why you consistently do your best to maintain it properly. Unfortunately, no matter how careful you are, disasters like floods, overflow and sewer backups can happen. Let’s take a look at the types of water damage and … Read more
If you’re a healthy adult, wondering when to get life insurance might be the last thing on your mind. After all, most of us don’t think about what will happen after we’ve passed away. Nevertheless, it’s wise to start thinking about when to get life insurance sooner rather than later. Life Insurance Statistics Before we … Read more
In just a few short years, we’ve gone from flip phones to smartphones. In fact, according to Pew Research Center, 81 percent of American adults now own a smartphone. And we do practically everything on them, from storing our personal photos and emails to uploading work files and making bank transactions. But how can you … Read more
August 15th is Relaxation Day — and if you live in fast-paced Los Angeles, there’s nothing more welcome than a day dedicated to taking it easy. If you don’t want to deal with the hustle and bustle of the beach and hiking through national parks isn’t your idea of relaxation, staying home and enjoying your … Read more
