Hospitality & Dining Insurance
Comprehensive coverage for restaurants, cafés & hospitality businesses.
Running a restaurant, bar, or hospitality business means balancing tight margins, fast-moving operations, and constant customer interaction. From food safety to liquor liability, a single incident can create financial strain and reputational damage.
That’s why Grand Mutual’s Hospitality & Dining Insurance Solutions are designed to protect your operations, staff, and guests — so you can focus on service.
What’s in a Hospitality & Dining Insurance Bundle?
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General Liability Insurance
Protects against customer slip-and-fall accidents, property damage, and other claims.
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Liquor Liability Insurance
Coverage for incidents arising from the service of alcohol.
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Food Spoilage & Contamination
Safeguards your perishable inventory from outages, breakdowns, or contamination.
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Commercial Property Insurance
Protects your building, kitchen equipment, and dining spaces from fire, theft, or disaster.
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Workers Compensation
Ensures your employees are protected and your business stays compliant.
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Business Interruption Insurance
Replaces income if you’re forced to temporarily close.
Get a quote or get in touch:
Why Bundle Coverage?
Cost Savings
One tailored package is often more affordable than multiple separate policies.
Simplified Management
One renewal date, one point of contact, one less headache.
Scalable Protection
Your coverage grows with your business, so you’re never underinsured.
Peace of Mind
Comprehensive coverage means you can focus on operations instead of worrying about gaps in protection.
Businesses We Serve
Whether you serve meals, drinks, or experiences, GMIS has the coverage to keep your business protected, your staff supported, and your customers safe.
Full-Service Restaurants
Bars, Taverns & Breweries
Many More Hospitality Businesses
Why hospitality businesses choose GMIS.
In hospitality, reputation and uptime mean everything. GMIS helps business owners identify risks, minimize exposures, and respond quickly when issues arise.
We design coverage that protects not just your property and staff, but also the guest experience that keeps your customers coming back.