Given the fact that the cost of buying a home has gone up thanks to inflation and rising interest rates, …
Continue reading “What Every Aspiring Homeowner Should Know about Personal Liability Insurance”
As the name implies, umbrella excess liability insurance covers anything that a regular policy or set of policies doesn’t cover. It’s fast become a necessity in many cities and industries and can play a vital role in protecting investments, business assets, and more.
Commercial insurance rates have been steadily rising for the last year and there is no sign they will fall in …
Continue reading “Why are Business Insurance Costs Steadily Rising?”
Builder’s risk insurance is a must-have policy for anyone involved in the construction industry. This includes not only construction companies, architects, contractors, and subcontractors but also investors and property owners who are hiring a company to construct a building on a vacant lot.
Many self-employed entrepreneurs don’t think much about insurance, especially if they don’t have a company office, car, or employees. However, …
Continue reading “What Every Entrepreneur Should Know About Ecommerce Insurance “
Grand Mutual Insurance Services (GMIS) offers a range of commercial insurance policies to ensure that each business has the coverage it needs to operate successfully and protect itself from liability. One unique yet vital form of coverage, provided as needed to clients in select industries, is the insurance bond. This form of insurance, unlike other policies, doesn’t benefit the policyholder; rather, it covers a third party in the event the policyholder is unable to fulfill its obligations.
Insurance is a must for any successful realtor. Coverage from commercial car insurance, personal liability insurance, professional liability insurance, and property insurance protects realtors from multiple forms of damage that would otherwise take a devastating toll on a business. So let’s look at 3 major reasons every realtor should consider cyber liability insurance.
Global insurance premium growth is set to grow by 3.3% this year and an additional 3.1% next year. So let’s look at the pressing question of how to keep business insurance costs low as inflation rises.
For many individuals and families who rent homes and apartments, renter’s insurance is not a primary concern — but it should be. But do all renters need renters insurance?
rimary concern — but it should be. But do all renters need renters insurance?
For many new parents, it’s also the first time they’ve had to consider the real ramifications of some of life’s most important questions. Most notably, you’re forced to consider what would happen to your children in the event of your passing. It might not be the first thing on your mind, but the importance of life insurance as a new parent
businesses need to make big changes in order to weather the storm. Knowing how to navigate labor shortages as a small business will prove crucial in staying afloat.
With rents and housing prices on the rise you may have realized that your spare room or back house is going to be a great source of additional income. Or perhaps you have an investment property with a long-term tenant who is covering your mortgage – or even generating cash flow. No matter where your extra square footage is located, you are going to want a Landlord Policy that protects you.
whether you are going to need a bigger TV in your new digs (when has the answer to that ever been no?!), and you’re fantasizing about that Facebook post you’re going to make, complete with perfectly posed picture next to the SOLD sign when the big day arrives. But have you thought about how your life insurance needs are going to change once you have the delight/burden of a brand-new mortgage?
If you have purchased all your policies separately, you are missing out on the many benefits of bundling – which you should be doing with one agent When you bundle your insurance policies with one agent, you can save time & money and decrease stress.
The California FAIR Plan — Yes, all California Homeowners do Have an Option for Fire and Peril Insurance A visit …
Continue reading “California FAIR Plan: Peril Insurance for All California Homeowners”
Side Hustle or Small Business: You Need eCommerce Insurance Just about everyone is looking for ways to increase or supplement …
A group health plan is an insurance plan that provides coverage to a group of employees who are employed by …
Continue reading “6 Benefits of Group Health Coverage for Businesses”
If you are wondering why you’d need cyber insurance, imagine this. You collect your mail one morning, only to find …
According to the U.S. Geological Survey, there are approximately 10,000 earthquakes in Southern California every year. Most are so small …
Continue reading “What You Need to Know About Earthquake Insurance for Your Business”
Whether your home is worth $250,000 or over a million dollars, it’s arguably your most valuable possession. That’s why you …
Continue reading “Do You Need Water or Sewer Backup Coverage?”
If you’re a healthy adult, wondering when to get life insurance might be the last thing on your mind. After …
Continue reading “When Do You Need to Purchase Life Insurance?”
When you run your own business, you’re always looking for things that can help you lower expenses and give you …
Continue reading “Advantages of Group Insurance for Small Businesses”
Building your own company is challenging. It takes time, effort and money to get your business profitable and look forward …
Continue reading “Use this Small Business Checklist to Protect Yourself”
In just a few short years, we’ve gone from flip phones to smartphones. In fact, according to Pew Research Center, …
Some people believe that on average, entrepreneurs work 60 hours a week. However, if you’re a small business owner, the …
Continue reading “How Avoiding Burnout Helps Protect Your Business”
August 15th is Relaxation Day — and if you live in fast-paced Los Angeles, there’s nothing more welcome than a …
Continue reading “Tips for Turning Your Yard Into an Oasis of Peace”
What’s the fourth of July without burgers? Or summer without relaxing cookouts with family and friends? For many Americans, summer’s …
Everyone who’s worked in a restaurant kitchen understands the risk of fire. From flames getting out of hand when you’re …
Continue reading “Fire Prevention Tips for Your Restaurant Kitchen”
Imagine the following scenario: Your business produces paint for commercial applications. Unfortunately, due to an earthquake, there’s a spillage of …
Continue reading “What Is Environmental Liability Insurance?”
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