Multi-Unit Property Owners

Customized insurance coverage for every property, tenant, and portfolio.

Owning multi-unit property means managing more than buildings. Tenant activity, aging systems, liability claims, property damage, and unexpected vacancies can all create significant financial exposure.

GMIS provides expanded insurance options designed around your properties, operations, and long-term investment goals. Whether you own one apartment building or manage a growing portfolio, we help identify coverage gaps, compare available options, and build protection that fits your needs.

Why does multi-unit property insurance matter?

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What GMIS Offers

Commercial Property

Protection for apartment buildings, common areas, fixtures, equipment, and other insured property against covered physical losses.

General Liability

Protection against third-party bodily injury, property damage, and premises-related claims connected to property ownership and operations.

Habitability Coverage

Protection for certain tenant claims involving unsafe conditions, maintenance failures, or alleged violations of habitability standards.

Loss of Rental Income

Coverage that may help replace lost rental income when covered damage prevents tenants from occupying insured units.

Mixed-Use Property Coverage

Insurance options for properties combining residential units with retail, office, restaurant, or other commercial occupancies.

Older Building Options

Coverage options for aging properties, including certain buildings without recent electrical, plumbing, roofing, or system updates.

Ordinance & Law Coverage

Protection for certain additional costs required to repair or rebuild property under current building codes and regulations.

Portfolio Policy Options

Coordinated insurance options for owners managing multiple buildings, locations, ownership entities, or real estate portfolios.

Property Owners We Support

From individual building owners to expanding real estate portfolios, GMIS provides coverage designed around your properties, tenants, operations, and long-term goals.

Apartment Building Owners

Coverage for multifamily properties, shared spaces, building systems, tenant exposures, habitability concerns, and rental income risks.

Mixed-Use Property Owners

Coverage for properties combining residential units with retail, office, restaurant, or other commercial tenants and operations.

Older Building Owners

Coverage options for aging apartment properties, including certain buildings without recent system, structural, or utility updates.

Additional Property Owners

Don’t see your property type listed? Contact us today. We likely offer coverage tailored to your building or portfolio.

We deliver same-day insurance gap identification.

Your current policy may contain exclusions, insufficient limits, or missing protections that are not obvious until a claim occurs. GMIS can provide a same-day initial review to help identify potential insurance gaps and areas that may need closer attention.

Why property owners choose GMIS.

Property insurance can become complicated quickly. GMIS helps simplify the process by reviewing your buildings, tenants, ownership, loss history, and current policies before recommending a solution.

Whether you need coverage for one building, an older property, a development, or an expanding portfolio, our goal is to protect your assets, income, tenants, and long-term investment.