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The Importance of Business Interruption Insurance in Times of Crisis

With business interruption insurance, your company can survive uncertain times without falling behind on bills or losing employees. If you already have commercial insurance, we highly recommend beefing it up with BI insurance. At Grand Mutual Insurance Services, we can provide all your commercial insurance needs, tailoring your coverage to perils in your industry and … Read more

Protecting Your Business: The Importance of Commercial Earthquake Insurance in Southern California

Southern California, known for its picturesque landscapes and vibrant cities, also sits atop some of the most active seismic fault lines in the United States. The region’s susceptibility to earthquakes makes it crucial for business owners to consider the implications of seismic activity on their operations. Commercial earthquake insurance is not just a precaution—it’s a … Read more

The Role of Liability Insurance in Business Continuity

Liability insurance plays a crucial role in business continuity, which measures your company’s ability to function regardless of disruption. Having comprehensive liability coverage protects your business in the event of a lawsuit or claim that might otherwise leave you in dire straits. Essentially, liability insurance makes it easier to quickly resume service delivery. At Grand … Read more

Understanding Commercial Property Insurance: Protecting Your Business Assets

Commercial property insurance safeguards your business against potential losses. It covers all types of commercial properties, including manufacturing facilities, retail spaces, office buildings, and other property types. You can bundle it with other types of insurance to save money and ensure that you’re covered in the case of theft, fire, and natural disasters. Grand Mutual … Read more

Professional Liability in the Digital Age 

As the digital age has progressed, it has changed the way technology professionals work. IT consultants and remote professionals have a lot of freedom when it comes to working remotely. However, they also face unique challenges. It’s important to know what best practices will mitigate risk for your technology platform or company.  Grand Mutual Insurance … Read more

Emerging Risks in Business Insurance

Organizations are constantly challenged by new risks in the business environment. Everything from climate change to geopolitical changes often has far-reaching consequences for their day-to-day operations. It’s more important than ever for company leaders to understand the impacts of these risks when it comes to insurance coverage. Businesses must also establish a robust risk management … Read more

Maximizing Cyber Insurance – A Comprehensive Approach to Business Protection

Sure, cyber insurance can protect your company from data breaches. However, whether you’re operating a small clinic or a global conglomerate, you should demand much more of your insurance to better protect your business against digital hackers and thieves. At Grand Mutual Insurance Services in Woodland Hills, CA, we offer comprehensive cyber insurance that handles … Read more

Demystifying General Liability Insurance for Contractors

Contractors, construction companies, debris removal services, and freelancers who work in the construction industry need general liability insurance to protect themselves from liability in the event of an accident or mishap. Most states require contractors to carry this form of insurance. Moreover, many potential customers won’t hire contractors that don’t carry this policy, especially for … Read more

The Tax Advantages of Group Insurance & Employee Benefits for Businesses

Business owners are constantly balancing the needs of their companies with financial responsibilities. One area where this balance can be optimized is through group insurance and employee benefits packages. Beyond the immediate advantages for employees, these offerings also provide significant tax benefits for businesses. But how exactly do these benefits translate into tax advantages for … Read more

What Every Business Should Know About Commercial General Liability Insurance

There are many things that can go wrong when running a business. Natural disasters, employee mistakes or mishaps, the loss of goods, and lawsuits can affect any company in just about any location. Even cautious business owners who take measures to prevent problems can’t avoid them altogether. The good news is that commercial liability coverage … Read more

How Does Commercial Earthquake Insurance Coverage Work?

While earthquakes in California aren’t as common as floods and fires, the state is particularly vulnerable. Three out of the five most deadly disasters in the Golden State since 1950 have been earthquakes, and it is only a matter of time before “the big one” hits. While there isn’t anything a business owner in the … Read more

The Rising Costs of Property Insurance: Understanding the Impact of Construction Costs

As a property owner, it is important to understand how changes in the construction industry can affect the cost of your property insurance. In recent years, the cost of construction materials and labor has been on the rise, and this trend is having a significant impact on property insurance premiums. Construction costs have increased for … Read more