The clock is ticking for employers to take advantage of the annual Special Enrollment Period (SEP), a unique opportunity to offer group health insurance with fewer requirements. Here’s what you need to know to make the most of this limited-time window: What is the SEP? The Special Enrollment Period is a once-a-year opportunity for employers … Read more
If you’re in the construction business, you understand that there are many hazards that arise. Fortunately, insurance can help you protect your business against financial losses in the case of covered events. Don’t let one accident or misstep put your business at risk. Instead, learn about the types of insurance coverage that can defend your … Read more
With business interruption insurance, your company can survive uncertain times without falling behind on bills or losing employees. If you already have commercial insurance, we highly recommend beefing it up with BI insurance. At Grand Mutual Insurance Services, we can provide all your commercial insurance needs, tailoring your coverage to perils in your industry and … Read more
Southern California, known for its picturesque landscapes and vibrant cities, also sits atop some of the most active seismic fault lines in the United States. The region’s susceptibility to earthquakes makes it crucial for business owners to consider the implications of seismic activity on their operations. Commercial earthquake insurance is not just a precaution—it’s a … Read more
Liability insurance plays a crucial role in business continuity, which measures your company’s ability to function regardless of disruption. Having comprehensive liability coverage protects your business in the event of a lawsuit or claim that might otherwise leave you in dire straits. Essentially, liability insurance makes it easier to quickly resume service delivery. At Grand … Read more
Commercial property insurance safeguards your business against potential losses. It covers all types of commercial properties, including manufacturing facilities, retail spaces, office buildings, and other property types. You can bundle it with other types of insurance to save money and ensure that you’re covered in the case of theft, fire, and natural disasters. Grand Mutual … Read more
As the digital age has progressed, it has changed the way technology professionals work. IT consultants and remote professionals have a lot of freedom when it comes to working remotely. However, they also face unique challenges. It’s important to know what best practices will mitigate risk for your technology platform or company. Grand Mutual Insurance … Read more
Organizations are constantly challenged by new risks in the business environment. Everything from climate change to geopolitical changes often has far-reaching consequences for their day-to-day operations. It’s more important than ever for company leaders to understand the impacts of these risks when it comes to insurance coverage. Businesses must also establish a robust risk management … Read more
Sure, cyber insurance can protect your company from data breaches. However, whether you’re operating a small clinic or a global conglomerate, you should demand much more of your insurance to better protect your business against digital hackers and thieves. At Grand Mutual Insurance Services in Woodland Hills, CA, we offer comprehensive cyber insurance that handles … Read more
Contractors, construction companies, debris removal services, and freelancers who work in the construction industry need general liability insurance to protect themselves from liability in the event of an accident or mishap. Most states require contractors to carry this form of insurance. Moreover, many potential customers won’t hire contractors that don’t carry this policy, especially for … Read more
Business owners are constantly balancing the needs of their companies with financial responsibilities. One area where this balance can be optimized is through group insurance and employee benefits packages. Beyond the immediate advantages for employees, these offerings also provide significant tax benefits for businesses. But how exactly do these benefits translate into tax advantages for … Read more
There are many things that can go wrong when running a business. Natural disasters, employee mistakes or mishaps, the loss of goods, and lawsuits can affect any company in just about any location. Even cautious business owners who take measures to prevent problems can’t avoid them altogether. The good news is that commercial liability coverage … Read more
