A Business Automobile Policy’s (BAP) coverage is similar to the coverage on a personal auto; however, BAP’s exposures tend to be more complex and specialty coverages may be considered based on the individual needs of your business. A BAP has the flexibility to provide coverage for business, personal, non-owned, or hired autos based on the coverage purchased and applied to each scheduled auto. Unlike personal auto policies that separate bodily injury and property damage limits (split limits), BAPs commonly utilize a Combined Single Limit (CSL) for the limit of insurance. This creates higher limits for both coverages, including per occurrence limits.
Grand Mutual is a top industry provider for BAP policies through many of the nation’s leading carriers.
From commercial property insurance to employee healthcare,
we provide protection for the way you run your business. Customize your policy
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